Blog

Interest on your interest is the most powerful idea in personal finance. Here is how it works with simple UK examples.

Thinking of becoming a landlord? Here is how lenders decide what you can borrow and the costs to plan for.

Swap your pension pot for a guaranteed income for life. Here is what affects the rate and whether it suits you.

A plain-English guide to sole trader tax, from profit to payments on account – and how much to put aside each month.

HP, PCP or a personal loan? Here is how each works, what it really costs and which suits your situation.

Low monthly payments, a big final payment and three choices at the end. Here is how PCP really works.

Emergency fund, goals and the 50/30/20 rule – a simple plan for working out your monthly savings target.

Buying in Scotland? Here is how Land and Buildings Transaction Tax is worked out, with examples at different prices.

The State Pension age is rising. Here is the timetable by date of birth and what to check now.

Dividend tax went up in April 2026. Here are the new rates, worked examples and legal ways to pay less.

Two rates, a sliding scale in between and a nine-month deadline. Here is how corporation tax works.

Your IR35 status changes how you are taxed and how much you keep. Here is what contractors need to know.