Blog

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Is a Novated Lease Worth It in Australia? EV vs Petrol

Novated leases can save thousands – especially on electric cars. Here is how the savings work and when they don’t.

15 Nov 2026
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How Much Rent Can I Afford? The 30% Rule Explained

Keep rent under 30% of income and convert weekly rents correctly – here is how to budget for your next place.

15 Nov 2026
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Term Deposit vs Savings Account: Which Pays More?

Locked-in certainty or flexible bonus interest? Here is how to choose between a term deposit and a savings account.

15 Nov 2026
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Offset Account vs Redraw: Which Saves More on Your Home Loan?

Both reduce your interest – but there are big differences in access and tax. Here is how to choose.

15 Nov 2026
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Capital Gains Tax in Australia: A Simple 2026–27 Guide

Sold shares, crypto or an investment property? Here is how CGT is worked out, step by step.

15 Nov 2026
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What Is LVR and Why Does It Matter for Your Home Loan?

Your LVR decides your interest rate and whether you pay LMI. Here is how to calculate and improve it.

15 Nov 2026
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6 Ways to Avoid Lenders Mortgage Insurance (LMI)

LMI protects the bank, not you. Here are six ways to avoid paying it when you buy a home.

15 Nov 2026
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Reverse Mortgage Pros and Cons: What Retirees Should Know

Unlock home equity without repayments – but compound interest adds up fast. Weigh the pros and cons first.

15 Nov 2026
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Division 7A Loans Explained for Small Business Owners

Taking money out of your company? Get Div 7A wrong and it becomes a taxable dividend. Here is how to get it right.

15 Nov 2026
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Fuel Tax Credits: Who Can Claim and How to Calculate Them

If your business uses fuel in heavy vehicles or machinery, you could be leaving money on the table.

15 Nov 2026
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How to Get 65+ Points for Australian PR (and Boost Your Score)

65 is the pass mark, but invitations usually go higher. Here is where points come from and how to add more.

15 Nov 2026
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How Much Super Do I Need to Retire in Australia?

Comfortable or modest? Here is how much super you need, and how the Age Pension fills the gap.

15 Nov 2026